Annual Contractors All Risks (CAR)

Product information

What is Annual Contractors All Risks (CAR)?

Contractors all risks insurance (CAR) is a type of insurance that provides protection for contractors and builders during construction projects. It is a policy that combines several types of insurance coverage into one policy.

Some of the most common types of coverage that are included in CAR policies are:

  • Property damage: This covers the cost of damage to the contractor’s own equipment, materials, and the project site.
  • Third-party liability: This covers the cost of damage or injury caused by the contractor to third-party property or people during the course of the project.
  • Injury or death of employees: This covers the cost of injuries or death of employees sustained while working on the project.
  • Loss or delay in start-up: This covers the additional expenses or loss of profits due to delay in the completion of the project arising from an insurable event.

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About us

Ross-Gower is an independent commercial insurance broker specialising in the property and construction market.

We are a forward-thinking, City based firm founded in 1989 that uses our strong knowledge of insurance law and insurance-related matters to advise our clients.

We believe in developing a deep understanding of our client’s requirements to source suitable insurance policies. We are always looking to tread the untrodden path and work with industry innovators to create new insurance products and schemes.